Rather than making sure all vehicles in your own business, you can use the fleet insurance to cover them all at the same time. Commercial auto insurance products can include a large number of vehicles or a small number (six or less are usually mini fleet). This includes all types of motor vehicles for which a license is required.
The fleet insurance offers different options and costs for coverage, so it pays to shop around when deciding to get coverage. The insurance company will not cover claims for drivers who do not meet the requirements of the license, so make sure that all the drivers you have the right to license their vehicles will drive.
Small Fleet Insurance Definition
Full coverage. Fleet insurance, commercial insurance, provide insurance coverage for motor vehicle company. The most complete full coverage is comprehensive and basic liability insurance. You can even include coverage while replacing the vehicle when one of yours from usage. You will find that the premiums will cost more on the type of policy.
Liability Coverage. You can choose to buy insurance on your fleet that includes only the other party in an accident (the responsibility). You can choose to type a limited coverage if you have a vehicle free and clear. The liability insurance covers the medical needs of the other party for injury and repair of the vehicle in case of accident and determined that your driver is at fault.
Roadside assistance. The roadside assistance insurance is a good idea to have, no matter what type of coverage you have on your vehicle. This roadside assistance coverage offers emergency assistance to your driver when he was stuck by the roadside, unable to move. The vehicle can be left out, leaving them to the danger of vandalism without roadside assistance coverage.